At Mortgage Experts Online we understand the difficulty and stress involved in finding the right mortgage Whether this is due to previous bad credit, a complex income, limited self-employed trading history, non-standard property construction, or a combination of these, there are very few scenarios the mortgage advisors we work with have not come across There are lots of factors that you believe may be stopping you from obtaining a mortgage from a high street lender Each lender has different criteria (even on the high street), so just because you cannot get a mortgage with one high street lender, does not mean it is not possible with another – criteria knowledge in this area is key! When it comes to specialist mortgage lenders there tends to be even more flexibility within their criteria.